To count words (as opposed to letters), it is necessary to strip HTML tags, and this includes images.

See the screenshot below:

Anyway, I think you can use the post template feature to add the content and the images:

{content}
{image}

Or a gallery:

{content}
[gallery link=”file” columns=”3″ )

 

Also, see the answer here:can-posts-word-limit-not-full-content-better-excerpts.

 

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